MortgageCorner.org manages an independent directory and listing of mortgage companies and lenders throughout the world. We are striving to give you the best information on home loans, mortgages, refinancing as well as articles and recent news in the property world. The goal of this directory is giving our visitors the ultimate resource to find their mortgage and home loans and even find their dream home from our real estate section.

If you are here to look for a mortgage, home loan or refinance, you have come to the right place. We strive to provide you with all kinds of mortgage companies categorized by their locations. MortgageCorner.org has begun covering the whole earth from morgage brokers/ lenders in the west to the ones in the far east. And we are not done yet! If you have a mortgage company and your site is not listed here yet, we highly encourage you to suggest your site as a valuable addition to our list where our visitors may find you. Every listing will be manually reviewed by our staff and you will be notified if your company is approved.

How To Choose A Home Loan

If you have come to MortgageCorner.org to find a home loan, be sure you understand which loan to choose and which one suits you. As you may have already known, a vast variety of lenders offer many different types of loans. You need to understand that both the mortgage loan provider and the type of loan they offer may affect the interest rate that will be applied to you. They will also affect the amount of your payment and the closing costs.

If what you are looking for is a large amount of money to buy or refinance, the type of loan that might be suitable for you is the jumbo loan. These loans are offered by private lenders as opposed to government sponsored entities such as Fannie Mae and Freddie Mac. But do notice that jumbo loans usually carry a rather higher interest rate than other types of loans.

If you have a bad credit, you may not qualify for a conventional loan. The best answer to your situation is applying for a subprime loan. The loan amount you are applying for, the loan terms and the loan-to-value ratio will be taken into consideration. You will be assigned a grade based on your credit and this grade will help to get you the best loan product for your situation. But be also aware that if your credit is less than perfect, mortgage lenders will assume you as a high risk when giving you the loan and therefore you will typically have to pay a higher interest rate.

When you are sure what kind of loan is best for you and what exactly suits your uniqe situation, you are ready to go ahead and browse through our listing to find your mortgage or refinance loan.

All the best,

The Mortgage Corner team.