Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry.  MBA serves its membership by representing their legislative and regulatory interests before the United States Congress and federal agencies; by meeting their educational needs through programs and a range of periodicals and publications; and by supporting their business interests with a variety of research initiatives and other production and services.

MBA is unique in that we are the only association devoted exclusively to real estate finance.  MBA joins together the many different participants in the real estate finance industry for the purpose of cooperative achievement of common legislative, regulatory, educational and other goals.  There are a few goals that remain constant that provide focus and continuity to what we do.  These are to:

• Achieve the lowest possible cost of credit for homebuyers.

• Maintain a stable, efficient and assured source of mortgage credit.

• Create an environment for an efficient and profitable real estate finance industry.

• Work in partnership with FNMA, FHLMC and GNMA, to preserve an efficient secondary mortgage market.

• Ensure that federal legislation and regulation provide for safety and soundness, and consumer protection, without undue burdens and costs on private industry or on consumer choice.